TERMS AND CONDITIONS OF USE and LEGAL NOTICES OF THE BARKLEY GROUP WEB SITE OWNED BY THE BARKLEY GROUP, LLC

By entering the The Barkley Group Web site, you acknowledge and agree to the following terms and conditions. If you do not agree to these terms and conditions, do not enter and use this web site. This legal information and the terms and conditions are applicable to all pages of the The Barkley Group web site. The Barkley Group, LLC reserves all rights afforded by the laws of the state of Georgia, and of the United States, and specifically reserves its rights, claims, and defenses for any omission from the contents of this notice to users of the The Barkley Group web site.

You acknowledge and agree that The Barkley Group, LLC reserves the right to revise this legal information at any time for any reason and reserves the right to make changes at any time, without notice or obligation, to any of the information and materials contained on this web site. You further acknowledge and agree that by entering this web site you will be bound by any such revisions to the web site and that The Barkley Group, LLC has encouraged you to periodically visit the web site and this page to review these terms and conditions.

Intellectual Property Ownership

You acknowledge and agree that The Barkley Group, LLC is the copyright owner of this web site and that no portion of this web site, including, but not limited to the text, images, audio and/or video, may be used in any manner, or for any purpose by you, without The Barkley Group, LLC's express written permission. Without in any way waiving any of the foregoing rights, you may download one copy of the material on this web site for your personal, non-commercial use only, provided you do not delete or change any copyright, trademark, or other proprietary notices. Any modification, reposting, or use of the materials on this web site by you for any other purpose violates The Barkley Group, LLC's legal rights in this copyrighted work.

You acknowledge and agree that The Barkley Group, LLC and other contributor designations, trademarks, logos, sound, graphics, maps, layouts, charts, text, video, images of places or people and other materials represented on this web site are owned or licensed by The Barkley Group, LLC Your use of any of these materials is prohibited unless you have obtained prior written approval from The Barkley Group, LLC Any unauthorized use of these materials by you may subject you to penalties or damages, including, but not limited to infringement of The Barkley Group, LLC and others parties' copyrights, trademarks, privacy rights, publicity rights, and/or other intellectual property rights. The Barkley Group, LLC will enforce its intellectual property rights to the full extent of the law.

By the action of any unauthorized copying, duplication, or any other form of reproduction from this web site for any commercial purpose, without the express written permission from The Barkley Group, LLC or authorized license, shall immediately constitute a full and complete waiver of any jurisdictional defense the acting party may have, and said party hereby agrees and consents to be subject to the jurisdiction of the Federal District Court for the Northern District of Georgia and the State Courts of Georgia located in Atlanta, Cobb County, Georgia in any action filed by The Barkley Group, LLC in prosecuting any unauthorized reproduction.

Other works appearing on this web site, not belonging to The Barkley Group, LLC are used with the permission of the owners and they retain their respective intellectual property rights.

No Confidentiality or Use Limitations for Submitted Information

You acknowledge and agree that any communication or material you transmit to this web site, in any manner and for any reason, will not be treated as confidential or proprietary information and that any communications, or other materials you transmit to this web site may be used by The Barkley Group, LLC for any reason whatsoever at any time without notice to you. You further acknowledge and agree that if The Barkley Group, LLC decides to use or revise the materials, we may do so through reproduction, transmission, publication, and/or broadcast without permission from or compensation to you.

Privacy of Email Addresses / Demographic Information

The Barkley Group, LLC will not sell the email list information that is compiled from submissions to this site to be used for commercial purposes. The Barkley Group, LLC may occasionally send periodic newsletters which may be of interest to you.

Any demographic information provided shall not be attributed to the individual providing it on this site if it occurs by a question originated by The Barkley Group, LLC

To be removed from any list, please email lbarkley@tbgins.com

Use of this Site at Own Risk

You acknowledge and agree that your use of the web site is at your own risk and that none of the parties involved in creating, producing, or delivering this web site is liable for any direct, indirect, incidental, consequential or punitive damages, or any losses, costs, or expenses of any kind (including attorney's fees, and/or other fees or expenses) which may arise, directly or indirectly, through the access to, the use of, or the browsing in this site or through your downloading of any materials, text, data, images, video or audio from this web site, including, but not limited to, anything caused by any viruses, bugs, human action or inaction of any computer system, phone line, hardware, software, or program malfunctions, or any other errors, failures, or delays in computer transmissions or network connections.

No Warranty of Accuracy of Information

You acknowledge and agree that while The Barkley Group, LLC will make reasonable efforts to ensure that the information in the web site is correct and that even though the information contained in The Barkley Group web site are based upon current information, The Barkley Group, LLC cannot guarantee the accuracy of the information and makes no warranties or representations as to its accuracy. All content and information contained in this web site are provided to you "AS IS", without any warranty of any kind, either express or implied, including but not limited to the implied warranty of merchantability, fitness for a particular purpose, title and non-infringement.

Unlawful Content and Behavior

You acknowledge and agree that you will not post on this web site, or transmit to this web site, any pornographic, obscene, profane, defamatory, libelous, threatening, unlawful or other materials which could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law or regulation. Notwithstanding the fact that The Barkley Group, LLC or other parties are involved in creating, producing, or delivering this web site, may monitor or review transmissions, postings, or discussions, The Barkley Group, LLC assumes no responsibility or liability which may arise from such content, including, but not limited to, claims for defamation, libel, slander, obscenity, pornography, profanity, or misrepresentation.

Links to Other Web sites

You acknowledge and agree that although this web site may be linked to other web sites, The Barkley Group, LLC is not, directly or indirectly, implying any approval, association, sponsorship, endorsement, or affiliation with the linked web site, unless specifically stated in this web site. The Barkley Group, LLC has not reviewed all web sites linked to this web site and is not responsible for the content of any other web site linked to this web site. Any linking by you to any other web sites is at your own risk.

Application of Laws

You acknowledge and agree that although the information and materials on the The Barkley Group, LLC web site may be read throughout the world, this web site is designed and intended for use in the United States and your entrance into this web site will be construed and evaluated according to the laws of the United States . If you access this web site from another country, you are responsible for compliance with any and all applicable local laws. If the information and materials in the web site do not conform to the laws of the country where you access the web site, the information is not meant for you. The Barkley Group, LLC makes no representation that the information and materials contained in this web site are appropriate for countries outside the United States.